Transfer costs are the fees and taxes payable when ownership changes. Buyers usually fund most of them; sellers typically fund bond cancellation and compliance certificates unless the OTP says otherwise.

Buyer-side costs

• Transfer duty (SARS) where the price attracts duty
• Conveyancing / transferring attorney fees
• Deeds Office fees
• Bond registration costs if you are financing

Seller-side costs

• Bond cancellation attorney and bank figures
• Compliance certificates (electrical, beetle, gas, fence, plumbing where required)
• Agent commission if you used a mandate

Use the Transfer Cost Calculator for a Howick / Midlands estimate, then confirm with your attorney. Deeper explainer: transfer costs explained.