Property transfer is the legal process of changing ownership from seller to buyer. In Howick and the wider KZN Midlands it is managed by a conveyancer (transferring attorney), with lodgement typically at the Pietermaritzburg Deeds Office.

Step-by-step

1. Offer to Purchase signed by both parties
2. Conveyancer appointed (usually by the seller)
3. FICA and document collection from buyer and seller
4. Bond approval if the OTP is subject to finance
5. Rates clearance (e.g. uMngeni for Howick) and levy clearance where applicable
6. Compliance certificates obtained
7. Transfer duty paid to SARS where due
8. Documents prepared, signed and lodged at the Deeds Office
9. Registration completes and the new title is issued

Browse Midlands conveyancers, estimate cash with the transfer cost calculator, and read neighbouring guides like Howick property.