When a buyer finances through a home loan, the bond must be registered at the Deeds Office simultaneously with the transfer. A bond attorney (often appointed by the bank) prepares and lodges the bond documents.

What to expect

• Bank issues a grant and instructs the bond attorney
• Buyer signs bond documents and completes FICA
• Bond and transfer lodge together so ownership and security register on the same day
• Buyer pays bond registration fees and related costs

Pre-qualify before you hunt so OTP timelines are realistic. See bond approval guide and find bond originators in the Midlands directory.