Before signing an Offer to Purchase on a Midlands property, get clear answers to these questions.

• Why is the seller selling?
• How long has the property been on the market?
• Are there any known defects or previous insurance claims?
• Are building plans approved for all structures?
• What are the municipal rates (uMngeni or relevant council)?
• Are there HOA or body corporate levies?
• Is there an existing bond to cancel?
• Are compliance certificates available or dated?
• What fixtures and fittings are included?
• Are there servitudes, flood lines or land-use restrictions?
• For smallholdings: water source, zoning and access?

Next: OTP guide and inspection checklist.